Dollars with Sense

Empowering Grade 7-9 Students to Make Smart, Lifelong Financial Choices

Canadian personal debt is at an all-time record high.

TransUnion predicted that the average consumer's non-mortgage personal debt will hit nearly $29,000 by the end of 2014.

How can we prepare today’s youth to avoid personal debt? 

Through the newly updated Dollars With Sense program, Grade 7-9 students get the vital tools they need to make smart financial decisions, live debt-free and become savvy investors. Students learn personal money management skills that they can apply to their lives ... beginning now.

Dollars with Sense leaders make learning fun by using games and multimedia to boost students’ self-confidence and help them achieve financial literacy. Students learn about budgeting, saving, global currencies and safe online shopping.

In this one-day, interactive classroom program, students will:

  • •  Develop a money management self-profile
  • •  Learn what influences their spending
  • •  Discover how to be a SMART consumer
  • •  Calculate the cost of credit
  • •  Develop awareness about consumer rights, fraud and consumer protection
  • •  Identify their financial needs, wants and goals
  • •  Prepare a budget
  • •  Learn how to make their money work for them through thoughtful investing

By the end of the program, students will know how to evaluate their financial decisions against their goals. This prepares them to make smart, lifelong financial choices.

Download the Dollars with Sense Program Sheet


For more information about Dollars with Sense or to get involved, contact your local JA Canada office.